Lump Sum Death Grant

Left before 01/04/2008

If you were in receipt of a pension for less than 5 years at your date of death, a death grant equal to 5 times your annual pension less the total pension already paid will be payable.

All retired members of the scheme should complete a death grant expression of wish form.  This allows you to propose 1 or more individuals or institutions to receive the relevant death grant payment, without it forming part of the estate for inheritance tax purposes. 

We will have the final discretion as to whom the lump sum will be paid, but we will always take your wishes into consideration. 

Each new form that we receive will take the place of the previous if you decide to change your beneficiary. 

In the absence of an expression of wish form, the death grant lump sum will be paid to your estate or a known spouse.  If there is no spouse/civil partner, probate of will or letters of administration will be required before the death grant payment can be made.

Left after 01/04/2008

If you were in receipt of a pension for less than 10 years at your date of death, a death grant equal to 10 times your annual pension less the total pension already paid will be payable.

All retired members of the scheme should complete a death grant expression of wish form.  This allows you to propose 1 or more individuals or institutions to receive the relevant death grant payment, without it forming part of the estate for inheritance tax purposes. 

We will have the final discretion as to whom the lump sum will be paid, but we will always take your wishes into consideration. 

Each new form that we receive will take the place of the previous if you decide to change your beneficiary. 

In the absence of an expression of wish form, the death grant lump sum will be paid to your estate or a known spouse, civil partner or nominated co-habiting partner.  If there is no spouse/civil partner, probate of will or letters of administration will be required before the death grant payment can be made.