If you choose to continue working after your normal retirement age, you can continue to pay into the Gwynedd Pension Fund and build up more benefits in the scheme.
You can choose to receive your pension and lump sum when you retire or later, although your pension must be paid to you by your 75th birthday.
If you draw your pension after your normal retirement age, the pension and lump sum will be enhanced when it becomes payable to take account of it being payable for a shorter time.
When you retire you will be required to complete a retirement form before your benefits can be paid.